Dear Sir or Madam,

We would like to inform you about the introduction of a new service that will become available to you as of May 5, 2026, at Adriatic Bank a.d. Belgrade. This service enables the use of SEPA payments – sending and receiving euro payments from countries of the European Union and the region on the same day, and no later than within one day, at more favorable fees.

In accordance with Article 18 of the Law on Payment Services, Adriatic Bank a.d. Belgrade proposes amendments and supplements to the Framework Agreement on Payment Services (hereinafter: the Framework Agreement), which governs the contractual relationship between the Bank and you as a payment services user. Please review in detail the proposed amendments and supplements to the Framework Agreement provided in the attachment to this letter, as well as the amendments to the Schedule.

f you have any additional questions, you may contact the Adriatic Bank a.d. Belgrade contact center at 0800 330 300, reach us via email at This email address is being protected from spambots. You need JavaScript enabled to view it. or visit your nearest Bank branch.

Proposal of the Bank regarding amendments and supplements to the Framework Agreement
Schedule

Yours sincerely,
Adriatic Bank a.d. Belgrade