Milan Blagojević
Treasury Manager
Phone: + 381 11 3814 154
Aleksandar Nikolić
MM Dealer
Phone: +381 11 3306 356
Ivana Mentov
Treasury Department Specialist
Phone: +381 11 3814 168
Our team has many years of experience in the field of business on the money markets and we can help you make the optimal choice for your needs, but also provide you with the best offer for trading on the foreign exchange markets.
The products we offer include foreign exchange transactions and cash trading as well as products that allow the client to hedge against most market risks such as FX swap, forward and interest rate swap.
The products are designed to meet all your needs, and we were among the first to implement some of them on the Serbian market.
The dynamic team of Adriatic Bank a.d. dealers is dedicated to your business.
Integrity. Professionalism. Local knowledge. International experience. Advanced solutions.
Our Treasury team enables its clients to cover most of the market risks arising from their operations (exports, imports, fund transfers and payments in different currencies). The client can choose a product from a wide range of basic and exotic products that suits their needs, level of sophistication and experience. Clients can chose between currency hedging and interest hedging.
Currency Hedging – includes the following solutions:
Interest Hedging – includes the following solution:
For all amounts over EUR 10,000.00 in the equivalent of any foreign currency from the Adriatic Bank exchange rate list, as well as for our permanent clients, we offer the possibility of conversion at the market rate valid at the given moment on the interbank foreign exchange market. For each client, it is possible to monitor the exchange rate and be informed in a timely manner about all changes and forecasts on the foreign exchange market.
Product advantages:
Transaction features:
It represents the purchase or sale of one currency for another in which the parties have agreed that the client will pay the dinar equivalent on the day of signing the contract, and that the Bank will remit the agreed amount on the agreed date in the future at the agreed exchange rate.
Product advantages:
Transaction features:
A forward contract is the purchase or sale of one currency for another in which the parties have agreed that the transaction will be executed at a date in the future at the exchange rate agreed upon today. This product is extremely suitable for importers and exporters as it allows them to hedge against the risk of exchange rate changes. The forward exchange rate is calculated as the product of the current price on the market (spot) and the difference in the interest rates of the currencies traded in the period up to the date of execution of the transaction.
Product advantages:
Transaction features:
Spot purchase of one currency for another with an agreed reverse conversion in the future at a predetermined exchange rate.
FX Swap serves primarily to bridge insufficient liquidity in one currency by pledging another.
By prompt conversion, for example, of EUR into RSD and the agreed reverse conversion in the future, the client receives RSD liquidity in the period until the execution of the agreed reverse conversion.
Exchange rates are formed and determined in advance for both conversions, and the basis of their calculation is the valid interest rates on the international financial markets, the exchange rate of the currency pair included in the transaction, as well as the period of validity of the transaction.
Product advantages:
Transaction features:
Clients can replace the variable interest rate (EURIBOR, LIBOR) with a fixed interest rate (and vice versa). The price is determined according to the existing market conditions. Two cash flows based on different interest rates (fixed and variable) are exchanged in the same currency without exchanging principals.
Product advantages:
Transaction features:
Interest option (CAP) is a product that users of loans with a variable interest rate (EURIBOR, LIBOR) allows fixing the maximum desired level of the interest rate that will be paid on the basis of the loan.
Product advantages:
Transaction features:
