Dear Clients,

To further protect your transactions and enhance the security of electronic banking, Adriatic Bank has improved the payment authorization process.

The following authorization methods are available:

SMS OTP Code and Password

When authorizing a payment order, in addition to the one-time password (OTP) received via SMS, you will also need to enter the password you use to log in to electronic banking.

QR Code

The payment authorization process using a QR code remains unchanged.

Simply scan the QR code displayed in electronic banking using the mToken feature in the Adriatic Bank mobile app, and then confirm the transaction.

To use this option, you must have the Adriatic Bank mobile app installed and activated on your device.

Push Notification

If you select push notification as your preferred payment authorization method, you will receive a notification on your mobile device requesting authorization.

Open the notification and confirm the payment through the Adriatic Bank mobile app.

To use this option, you must have the Adriatic Bank mobile app installed and activated on your device.


We continuously strive to improve our digital services to ensure that your banking experience is simple, fast, and secure.

Your Adriatic Bank