With the VISA Gold credit card, you can pay for goods and services and withdraw cash both domestically and internationally, up to the approved credit limit.

The credit limit is granted in Serbian dinars (RSD), without foreign currency clauses or retail price growth indexation.

Eligibility and Credit Limit Conditions:

The conditions vary based on the type of client. Choose one of the three categories that apply to you:

  1. Clients receiving salary/pension through Adriatic Bank a.d. Beograd - Eligible for a credit limit based on their creditworthiness.
  2. Clients not receiving salary/pension through our bank - Eligible for a credit limit based on their creditworthiness.
  3. Clients with a 110% secured deposit in the bank - Receive a credit limit equal to their deposited amount.
     

The VISA Gold card is a credit card from the international VISA brand and can be used at all destinations worldwide.

It is recognized as a travel card and offers exclusive benefits in hotels, restaurants, entertainment venues, and retail stores across the globe.

Key Advantages:

  • Budget-friendly – Allows deferred payments and up to 45 days of interest-free purchases.
  • Secure online shopping – Protected by VISA® Verified by VISA™, with purchase confirmation via a unique OTP code sent to your mobile phone via SMS.
  • Contactless chip technology – Enhances security, with SMS notifications for every transaction.

 

Card Type Visa Gold Credit Card
Approved Credit Limit 150,000 RSD
Currency for Payments RSD
Repayment Period 24 months
Indexation Criteria None 
Nominal Interest Rate 12,66% godišnja fiksna
Effective Interest Rate (EIR) 17,74%
Revolving Payment Percentage 5%
Average Monthly Installment 6.828,33 RSD
Total Repayment Amount (Principal + Interest + Fees) 178,004.23 RSD

Additional Costs for the Cardholder

  • Annual Membership Fee: 3,500 RSD (charged for two years = 7,000 RSD)
  • Credit Bureau Fee: 246 RSD
  • Promissory Note Fee: 50 RSD

 
 

Logo Adriatic banka

Call center

Kontakt centar  Adriatic banka

0800 330 300
011 3306 300

Address

Dalmatinska 22
Beograd

Follows us:
Facebook  Adriatic banka Instagram  Adriatic banka Linkedin  Adriatic banka

We use cookies

We use cookies on our website. Some of them are essential for the operation of the site, while others help us to improve this site and the user experience (tracking cookies). You can decide for yourself whether you want to allow cookies or not. Please note that if you reject them, you may not be able to use all the functionalities of the site.